Bpifrance

Mission

Serving the future

Goals

• Accompanying businesses in their growth;
• Preparing for tomorrow’s competitiveness;
• Developing an ecosystem that favours entrepreneurship.

Values

• Proximity: 90% of all decisions are taken regionally, where entrepreneurs are located.
• Simplicity: Implementing a financial continuum, simpler and more accessible than before.
• Drive: Personalised support to entrepreneurs, providing them with a toolkit for success.
• Optimism: Motivated and enthusiastic teams make entrepreneurship a positive experience.

Organisation

Bpifrance is a financial institution serving the collective interest. Its purpose is to engage with market segments and support companies facing a capital crunch or lacking support from financial backers. 

• 50% - French State
• 50% - Caisse des dépots

 Bpifrance closer to entrepreneurs

• 48 Regional offices
• 90% of all decisions made directly in Bpifrance regional offices
• A One stop shop for entrepreneurs
• 2540 employees at your service
• Dialogue within regional steering committees
• In 2017, Bpifrance financed 78,000 businesses (€14.4Bn) 
• All corporate finance activities included: guarantee, credit loan, investment, innovation finance and Export insurance

Solutions for businesses of all sizes

Bpifrance assists businesses of all sizes, primarily micro-enterprises, SMEs and mid-caps. But we also assist large firms that are considered strategic for the national economy, territorial integrity or employment.

Micro-Businesses

Financing business, investment and cash flow needs:

• Seed
• Innovation aid
• Guarantees
• Financing

Micro-businesses : till 10 employees

Small and Medium-sized Enterprises (SMEs)

Supporting the growth of SMEs throughout France:

• Innovation aid
• Guarantees
• Financing
• Export support and financing
• Growth capital
• Transfer capital

SMEs : 10 – 250 employees

Mid-Caps

Strengthening mid-cap businesses in their development and their international expansion:

• Innovation aid
• Financing
• Export support and financing
• Growth capital
• Transfer capital

Mid-caps : 250 – 5000 employees

Large Firms

• Participating in the growth of large firms:
• Collaboratice innovation projects
• Financing
• Capital stabilisation

Large Firms : more than 5000 employees

Financing

• Standard loans: 6,7 Md€
• Short term: 5,6 Md€
• Risk guarantee: 8,4 Md€

Credit loan and Guarantee

• Standard loans: €6.7Bn 
• Short term loans: €5.9Bn 
• Loans guaranteed by Bpifrance: €8.9Bn

Innovation: total €1.3 Bn (aiming at €1.4 Bn in 2018)

• Grants: €930 M
• Loans: €350 M

Investment

• Direct Venture capital investment : €255M (80 businesses)
• Direct investment in SMEs, Mid & large caps:  €2.7Bn (comprising 134 businesses + an investment of €1.9Bn in PSA)
• Fund of funds investment: € 1Bn

Export Insurance

• Credit assurance exposure: € 10,7Bn
• Foreign prospection contracts in force: 10 532
• Bonds and working capital guaranteed: €428M
• Capital covered by exchange risk assurance: €566M

Contact